Doing The Business

My posting has been slack – but my work rate hasn’t – I’ve been doing the business

Over the last couple of weeks, I’ve been bedding down my new guy at work and trying out some new ideas with him to see how to get the best out of his knowledge, experience and contacts.

Since I started this blog, I’ve never come clean about what I do for a living. I’m a Financial Planner !  I run a small one man (now two) practice in Manchester UK.

Maybe the reason why I’ve been so coy about telling people what I do for a business, is down to the very embarrasing £20k of debt that I’ve managed to collect over the last few years. But maybe I true to the stereotype – most brokers are broke! How can I give advice and manage my clients money when I’ve not been that great at managing my own. This blog is my attempt to work through a few inner demons, and sort myself out.

My profession does allow me to earn far more than the average which is a good thing, and now that I’ve started pulling my finger out over the last couple of months, this is translating into a healthy fee book at work. There is light at the end of the tunnel.

My new recruit has recently graduated with a Masters Degree in Financial Planning, but while having a great academic qualification still has a long way to go before he can get on the regulated register with the Financial Conduct Authority.

I find it amazing that you can do a masters degree in a specialised area, and then only collect 30 credits out of the 260 necessary credits to gain the appropriate professional qualification which allows you to trade. My offices are situated on our local Universities business park, I feel like going over to the Dean and asking who WTF is going on. My new guy has spent a small fortune and a year of his life doing a masters degree, which doesnt qualify him to do the job. Its not fair, I feel very sorry for him. If he had not bothered with the masters degree and just came straight to me he would be qualified and registered on the FCA panel by now.

My new role is as mentor, to help him through our professional bodies exam process, which consists of 5 x 2 hour multiple choice papers, followed by a three hour written exam. And at the same time to get him earning some fees.

In the mean time, I’ve been out and bought a few new domain names,,,, and

Over the next couple of months, I intend for us to build the content on these sites and collect advertising revenue from them, I might also get a couple of fee paying clients from them too, who knows.

I have behind me on my cabinet, 7 different case files waiting for my attention – If I get through them all by the end of the week, then I should be able to pay another chunk off my debts.

Though it goes against the grain of most people who are trying to pay their debts down quickly, I’ve booked a holiday in the sun for a week in May with my family. All work and no play makes Jack a dull boy. Many years ago when I was going through a divorce, I found a place where I felt very much at peace with myself and with the world. Over the last 14 years I’ve returned many times and always found the same tranquility.

You wouldn’t think so from these amazing Atlantic rollers, and the offshore trade wind, but El Cotillo in Fuerteventura is like a Zen retreat for me. I’m sure I will benefit from its amazing powersDoing The Business

One side of town has these amazing storm beaches with powerful Atlantic rollers with their crests being blown off by the permanent off shore breeze. The other side of town as these beautiful tranquil lagoons. If you like beach holidays its THE place to be.

Doing The Business


I feel guilty that I’ve not updated the blog as much as I should have done over the last couple of months, but I realised the  blog was just another manifestation of my bad habit of procrastination. I was blogging instead of working.

Now energy levels, and output levels are up to where they should be I hope to be able to write a little more frequently.

Thanks for sticking with me



  1. It is interesting that just a few years ago (and maybe still for all I know), a person could hang out a shingle over here in the US and call themselves a financial advisor with NO qualifications at all – yet a guy with a masters degree still has miles to go over there.

  2. Don’t feel guilty not updating – the thing about blogging is you are only really accountable to yourself and it’s all yours so you can do what you want with it!

    What’s that saying? The shoemakers son runs barefoot? Like you said, we’re not always great reflections of our careers but you are making great strides!

  3. “My posting has been slack.” Why yes, yes it has. Good to see you back and to hear that your rate of work is picking up.

    • getrichwithme says:

      Hi James, Thanks for coming back and leaving a comment. I need to write a post about the Id, Ego and Super Ego. I have one hell of a battle going on between my ears.

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