Cutting Your Costs

Cutting Your Costs

After sitting down and drawing up a spending plan, cutting your costs is the next step on the road towards financial freedom. Take a good long hard look at your spending plan / budget – especially the big ticket items like your mortgage, insurances and domestic utilities. These large expenses are where you should concentrate your energy because these are the areas where you have the opportunity to make the biggest savings. When was the last time you reviewed these high ticket items? Check your credit report to ensure that there are no mistakes which might be costing you thousands – if your credit score is impaired – it can affect your ability to borrow at reasonable rates. Cutting … [Read more...]

War On Utility Bills

War On Utility Bills

One mans war on Utility Bills Here in UK, as well as being famous for our warm beer, terrible weather and a now nonexistent empire – we are also famous for having more than our fair share of eccentrics. One guy Lee Beaumont has recently raised his head above the parapet by taking on a range of Utility providers in order to save money. His first attack in his war on utility bills came via installing a second phone line at his property and attaching a premium rate 10p/minute (about 16 cents) phone number to it - he gets 7p per minute paid into his account. His friends and family can call him via his usual low toll number, but when he signs up to any companies products and is requested to … [Read more...]