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Buying A Repossession

The local estate agent has been busy in my street recently. One house had a for sale sign up for less than a month – and then sold at £125,000 ($212,500 in US funny money) The day after the sold notice went up on the first house, a for sale sign went up on the […]

lost a friend

I’ve lost a friend

Have you ever considered what happens when someone dies ? To be honest, I’ve never really given this much thought until recently losing a close friend and being asked by his family to help deal with his affairs. Over the last few weeks, I’ve been busy learning all about the legal and financial processes involved […]

Time To Get Serious With My Debts

Time To Get Serious With My Debts

Time to get serious with my debts. Since starting to write this blog 8 months ago, I’ve made some massive changes in my life, and my way of thinking Number 1 positive is that I’ve decided to tackle my crappy financial situation and become more financially stable Number 2 positive is that for the first […]

Rubbish At Ebay

Rubbish At Ebay

I’m rubbish at Ebay Last year, I wanted to show my eldest son (aged 17) that money doesn’t grow on trees, and that the money he receives from the “bank of dad” is hard earned. We love having the occasional little boy project – counting the hairs on one leg below the knee to see […]

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Inflation The Silent Thief

Inflation The Silent Thief

Inflation The Silent Thief I’m very pleased to share 2 items of news with you today. The first is that I have opened a savings account. Not a big deal for most people – but for me its the first account that I’ve ever opened that doesn’t come with a card or cheque book. The […]

pay day loan

Payday Pain

Fancy some payday pain?   It seems as though taking out a payday loan can have long term repercussions on your personal finances. As well as having to pay eye wateringly high short term interest rates ( the highest I’ve seen is over 1750%pa) it seems as though there is now a long term sting […]

how big should your emergency fund be

How Big Should Your Emergency Fund Be

How big should your emergency fund be? An emergency fund is an amount of money that you put away for when a rainy day comes. Rainy days can come in an infinite variety – from the gearbox packing up on your car, to your roof leaking, or being made redundant – the list is endless. […]

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Getting Organised

I think I’m having trouble getting organised. Trying to juggle running a business, a family, a blog,  a side hustle and a very active social life has left me feeling rather frazzled recently. I’m beginning to question if I’m doing any of them particularly well?  If spreading my attention in too many areas means that […]

Bonfire night fire

A Slow Progression

I’ve just had a re -read of some of my recent posts – oh dear – I didn’t realise what a miserable, ungrateful, grumpy old git I have become. Sorry for inflicting my navel gazing on you. Its a monday morning, and like every monday morning – its a bright new start to the working […]


My Frugal Friends

My Frugal Friends As well has having a frugal ride – I also have three very special frugal friends. Their names are Fryer, Roaster and Zinger. The lady below is called Fryer and she is the boss. We bought them as hatching eggs from Ebay – popped them into a polystyrene incubator and 3 weeks later […]

Best Home For Your Savings

The Best Home For Your Savings

What is the best home for your savings ? Traditionally deposit and savings accounts have been the save haven of investors looking to preserve the value of their savings. However, with rates of inflation now higher than deposit account rates, savers are now losing the purchasing power of their money each day they leave it […]