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A Big Cheese

  I never thought the day would arrive – but yesterday a few home truths sank home – one being that I’ve become a big cheese !!! Not a big cheese in the world of personal finance and financial freedom blogging, nor in my immediate professional spheres, but in my hobby/passion in life which is […]

Best Home For Your Savings

Better For Some, Worse For Others

As Personal Debt Shrinks for Some, Others Face Crisis The way people spend money reveals a great deal about their financial attitudes. And if the recent uptick in consumer spending is any indication, UK shoppers are feeling pretty good about the economic recovery. But economic trends send mixed signals, so it makes sense to consider […]

Time To Get Serious With My Debts

Time To Get Serious With My Debts

Time to get serious with my debts. Since starting to write this blog 8 months ago, I’ve made some massive changes in my life, and my way of thinking Number 1 positive is that I’ve decided to tackle my crappy financial situation and become more financially stable Number 2 positive is that for the first […]

Best Home For Your Savings

Better For Some, Worse For Others

As Personal Debt Shrinks for Some, Others Face Crisis The way people spend money reveals a great deal about their financial attitudes. And if the recent uptick in consumer spending is any indication, UK shoppers are feeling pretty good about the economic recovery. But economic trends send mixed signals, so it makes sense to consider […]

twitter

Twitter Waste Of Time

Twitter Waste Of Time I’ve had a Twitter account now for 12 months – and for the first time ever – my followers now outnumber the people I follow. However I’ve come to the conclusion that Twitter is nothing but a waste of time. Sold to many people (like me) as a “must do” for […]

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Inflation The Silent Thief

Inflation The Silent Thief

Inflation The Silent Thief I’m very pleased to share 2 items of news with you today. The first is that I have opened a savings account. Not a big deal for most people – but for me its the first account that I’ve ever opened that doesn’t come with a card or cheque book. The […]

how big should your emergency fund be

How Big Should Your Emergency Fund Be

How big should your emergency fund be? An emergency fund is an amount of money that you put away for when a rainy day comes. Rainy days can come in an infinite variety – from the gearbox packing up on your car, to your roof leaking, or being made redundant – the list is endless. […]

pay day loan

Payday Pain

Fancy some payday pain?   It seems as though taking out a payday loan can have long term repercussions on your personal finances. As well as having to pay eye wateringly high short term interest rates ( the highest I’ve seen is over 1750%pa) it seems as though there is now a long term sting […]

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Getting Organised

I think I’m having trouble getting organised. Trying to juggle running a business, a family, a blog,  a side hustle and a very active social life has left me feeling rather frazzled recently. I’m beginning to question if I’m doing any of them particularly well?  If spreading my attention in too many areas means that […]

Bonfire night fire

A Slow Progression

I’ve just had a re -read of some of my recent posts – oh dear – I didn’t realise what a miserable, ungrateful, grumpy old git I have become. Sorry for inflicting my navel gazing on you. Its a monday morning, and like every monday morning – its a bright new start to the working […]

Best Home For Your Savings

The Best Home For Your Savings

What is the best home for your savings ? Traditionally deposit and savings accounts have been the save haven of investors looking to preserve the value of their savings. However, with rates of inflation now higher than deposit account rates, savers are now losing the purchasing power of their money each day they leave it […]

Fryer

My Frugal Friends

My Frugal Friends As well has having a frugal ride – I also have three very special frugal friends. Their names are Fryer, Roaster and Zinger. The lady below is called Fryer and she is the boss. We bought them as hatching eggs from Ebay – popped them into a polystyrene incubator and 3 weeks later […]