Mike 52 years old, Manchester Husband of one, Father of three Homeowner with mortgage family home Homeowner with mortgage investment property No Pension - a legacy of 30 years self employment and stupidity I have recently been offered full time paid employment - and have my dream job Financial status - Rocky but improving Once I get the time - I will write a brutal biography here for you to read.... but in the mean time all I will say is that for the first 45 years of my … Read More........ about About Me
We are all unique creatures - what works for you probably doesn't work for me and vice-versa. In my own instance, I've spent a life taking every opportunity to avoid being told what to do, even though the advice was often good for some inexplicable reason I've always taken the wrong route with money. I found myself at 50 years old in a situation of having no savings, no pension and £35,000 ($50,000) in credit card debt (but don't feel sorry for me - i had a great time). However, turning 50 … read more..... about Getting My Finances Straight
Clearing my overdraft I have a short term ambition – to clear my overdraft which has over the years seen me go £1500 into the red on a frequent basis. Now that I’m no longer self employed and receiving a regular wage – there is simply no excuse for hitting the red by the middle […]
My Investment Process is really simple. My local banks in the UK currently give interest on accounts at around 1% – which is in reality a negative investment when you consider that price inflation is currently around 2.3% … so saving in a bank account and losing 1.3% a year doesn’t appear to be any […]
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